AGI is more than $57,000, the IRS offers Free File Fillable Forms
Let’s face it. Taxes can be stressful for some taxpayers and anything that you can do to make it easier on yourself, the better.
That said, some folks may not have the means to pay a preparer. Or maybe you’re just a masochist and want to do your own taxes for fun (it happens). Free (or low cost) tax preparation services and software are available, you just have to find them. Follows are some resources that might be helpful:
- IRS Free File. The IRS wants you to use Free File. I know this because they send me a lot of emails telling me so. They also shout at taxpayers on their web site: EVERYONE is Eligible to Free File! Since it’s in all caps, you know they’re serious. There are two versions of Free File: one, a free, federal income tax prep and electronic filing program for eligible taxpayers and the other, Free File Fillable Forms (see more below).
- The Free File program that you and I tend to think of is the free, federal income tax prep and electronic filing program developed through a partnership between the IRS and the Free File Alliance, a group of private sector tax software companies. With the program, eligible taxpayers can do their federal income tax returns using commercial online software available through IRS.gov. Eligible taxpayers mean those that have Adjusted Gross Income (AGI) of $57,000 or less; believe it or not, the IRS says that encompasses 70% of taxpayers. Other limits may also apply; you can use the Free File online tool to find a company that’s best suited to you.
- If your AGI is more than $57,000, the IRS offers Free File Fillable Forms – try saying that three times quickly. Free File Fillable Forms is a simple electronic equivalent of paper forms. The software performs some basic math and field error checking but that’s it. It does not walk you through your tax return in an “interview” fashion like many retail software packages. This means that you have to have a certain level of comfort with your tax returns in order to use the software.



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